About financing statements

A few things you should know before you start

Registering on the PPSR can help protect your financial interest in goods or assets sold on terms, leased or hired out, or accepted as security for a loan.

It supports an individual’s or organisation’s legal claim to goods, in the event that a debtor (buyer or borrower) is unable to meet their financial obligations.

To register a financing statement on the PPSR, the secured party must provide the following information:

  • the term of the financing statement
  • debtor details
  • collateral details
  • secured party details

How to register a financing statement

A financing statement can be registered for a maximum of five years. It can be renewed or discharged, otherwise it expires on the date specified in the financing statement.

Managing your financing statements

Each financing statement is assigned a unique registration number. A financing statement PIN, debtor PIN and verification statement are also generated, and emailed to the secured parties and the user who has registered the statement.

Notifications of any subsequent changes to the financing statement are also sent to the secured parties and the registering party.

It is the responsibility of the secured party to keep the information in the financing statement up to date.

Your obligations as a secured party

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