About financing statements

A few things you should know before you start

Registering on the PPSR can help protect your financial interest in goods or assets sold on terms, leased or hired out, or accepted as security for a loan.

It supports an individual’s or organisation’s legal claim to goods, in the event that a debtor (buyer or borrower) is unable to meet their financial obligations.

To register a financing statement on the PPSR, the secured party must provide the following information:

  • the term of the financing statement
  • debtor details
  • collateral details
  • secured party details

How to register a financing statement

A financing statement can be registered for a maximum of five years. It can be renewed or discharged, otherwise it expires on the date specified in the financing statement.

Managing your financing statements

Each financing statement is assigned a unique registration number. A financing statement PIN, debtor PIN and verification statement are also generated, and emailed to the secured parties and the user who has registered the statement.

Notifications of any subsequent changes to the financing statement are also sent to the secured parties and the registering party.

It is the responsibility of the secured party to keep the information in the financing statement up to date.

Your obligations as a secured party

All help topics

Getting started on the PPSR 8 guides

To register or search on the PPSR, you or your organisation must have an online services account. Find out more about the register, how to log in, set up your account, and create a secured party group.

Managing your online services account 6 guides

Your PPSR online services account allows you to update and manage your personal and organisation information, including contact and payment details, and passwords.

Searching the PPSR 9 guides

The information available in the PPSR can help you to make better-informed financial and purchasing decisions, and provide you with valuable peace of mind. Find out how to search for security interests.

See all 9 guides for Searching the PPSR

Registering on the PPSR 12 guides

Registering your security interests on the PPSR improves your chances of recovering what's yours, should a customer default. Find out how to create a secured party group, and register and manage financing statements.

Information for debtors and consumers 5 guides

If you’re buying valuable used goods, or have bought something on hire purchase, leased property, or taken out a loan, you should know how the PPSR works, and how it can help you.

Paying PPSR fees 2 guides

Find out the fees for the online services you use on the PPSR, and your payment options.